When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit. Poor credit ratings show that you were extended credit and you either charged it all out or failed to pay back what you owed. When companies look at bad credit reports, they have a hard time...

(1st part…2nd part will be on our next issue) For those of my readers who are committing any of these sins, I recommend that you repent and mend your ways as soon as possible.  Have a loan threesome Co-signing on a loan for a friend makes a three-way transaction — you, your friend,...